Avoid The Top 10 Mistakes That Can Ruin Your Claim

Car accidents are stressful, chaotic, and often life-changing. In the aftermath, one wrong move can weaken your ability to recover fair compensation. That’s why it’s crucial to know what to do after a car accident — and just as important, what not to do.

This guide breaks down the steps to take, the common mistakes to avoid, and answers frequently asked questions about California car accident claims. If you’ve already made a mistake, don’t panic — an experienced California car accident lawyer can still help protect your rights.


Frequent Mistakes After a Car Accident

Insurance companies thrive on victims making errors. Here are the most damaging ones:

Mistake #1: Admitting fault at the scene

Even saying “sorry” can be twisted into an admission of liability. Stick to facts only.

Mistake #2: Not calling the police

Without a police report, it’s your word against the other driver’s. Always request law enforcement.

Mistake #3: Delaying medical treatment

Waiting to see a doctor allows insurers to argue your injuries aren’t serious or weren’t caused by the crash.

Mistake #4: Failing to document the scene

Without photos, videos, or witness statements, valuable evidence disappears forever.

Mistake #5: Talking to insurance without legal guidance

Insurance adjusters are trained to minimize payouts. Never give a recorded statement without consulting an attorney.

Mistake #6: Accepting the first settlement offer

Fast offers are usually lowball settlements. They rarely cover long-term medical bills or lost wages.

Mistake #7: Ignoring doctor’s orders

Skipping treatment or missing appointments gives insurers a reason to claim you’re exaggerating your injuries.

Mistake #8: Posting on social media

Photos or updates online can be used to undermine your case, even if taken out of context.

Mistake #9: Waiting too long to file a claim

California has strict deadlines:

  • Personal injury: 2 years

  • Property damage: 3 years
    Miss these, and you lose your right to compensation.

Mistake #10: Handling your claim alone

Insurance companies have teams of lawyers. Without legal help, you’re at a serious disadvantage.


What to Do After a California Car Accident

Knowing what steps to take can make all the difference:

  1. Ensure safety first — check for injuries and call 911.

  2. Move vehicles if possible, but only if it’s safe.

  3. Call the police and get an official report.

  4. Exchange information with drivers and witnesses (but never admit fault).

  5. Take photos and videos of the scene, vehicles, and injuries.

  6. Seek immediate medical attention, even if you feel okay.

  7. Notify your insurance company within the required timeframe.

  8. File California DMV Form SR-1 within 10 days if injuries or $1,000+ damage occurred.

  9. Consult a personal injury lawyer before dealing with insurers.

 

Call Us Today – Protect Your Rights

If you or a loved one was injured in a California car accident, don’t risk losing your claim by making costly mistakes.

📞 Call TITOparaTI at 909.909.9090 or fill out our secure online form for a free, no-obligation consultation.